Our Expertise
We are a team of dedicated individuals ready to help and guide you throughout your home loan application process.
what do we do
Our experienced Loan Officer will match your goals with multiple lenders that can
fulfil your needs. We help you choose the best rates and terms available.
Rate Comparisons
Unlike others, with only one product and one rate, as a Wholesale Broker, we represent 100+ Lenders. We can "shop around" your loan requirements to multiple lenders/banks simultaneously, and "lock in" the best rates and terms whenever you're ready.
Home Purchase Loans
Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.
Refinance Rates
Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!
Fast Funding
In many "competitive seller markets" speed in closing can mean the difference between getting your offer accepted or rejected. We have lenders with average "clear to close" times in 14 days. Get a Pre-Qualification letter from us before making an offer.
Evaluate Your Property
Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.
Cash-Out Refinance
Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.
Testimonials
Ashley
Kari is THE BEST!!! She had us pre-approved and through underwriting when we applied. This made the process seamless when we finally found a home. Kari was ALWAYS available, even Sunday evenings. She was extremely knowledgeable, professional, helpful, fast, thorough, I could go on and on. We have had a few other loan experiences with other lenders that were sub-par; Kari was WAY above and beyond any and all expectations. I can't say enough! Kari is a ROCK STAR!!! THANK YOU!
Andrea
We were struggling with finding someone with expertise in handling a VA loan. Upon our first conversation with Kari she said she was the best and that was the absolute truth. She obtained pre approval in less than 24 hours and closed in 30 days. She walked us thru the process with efficiency and delivered on everything she said. We highly recommend Kari. It will definitely be the best decision you will make in purchasing a home! Kari, thank you and look to hear from us when we’re ready to refinance!
Michael
Kari has been amazing to work with. Kari has the experience and knowledge to find you the best possible home loan. Kari and her team will walk you through all the steps of your purchase and make your purchase easy. Kari and her team have exceeded our expectations that is why I highly recommend Kari Flores. Thank you Kari!
Why Choose a Mortgage Broker?
With The Flores Team from KIS Mortgage
who represent over 130 wholesale lenders that are typically unheard of by the general public. These lenders work almost exclusively through independent brokers. We shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies and turn times. We individually tailor your loan for your specific needs and unique financial situation.
